Why Equalizing Retirement Plans is Still a Mess—Even When You Follow the “Rules”
Here’s the hard truth: if you must equalize, you’re stepping into a minefield. Even with guidelines, it’s messy, time-consuming, and rarely fair. But, if you have to do it, let’s talk specifics. Rule #1: Never Equalize a 401(k) with Another Plan If contributions were made after the cutoff date, equalizing a 401(k) with any other […]