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Forensic Retirement Valuation and Settlement Consulting

Expert solutions that protect your clients and enhance your reputation

We partner with law firms and attorneys to handle the complexities of retirement asset division from start to finish. Our specialized services ensure your firm delivers precision, strategy, and peace of mind—every time.

How we make you look good

✓ Retirement Forensic Analysis
Our expert team traces assets to separate marital and non-marital portions, calculate gains and losses, and eliminate guesswork.

✓ Plan Rules and Nuances, Solved
We identify plan-specific rules and nuances upfront to ensure compliance and avoid costly mistakes.

✓ Optimal Division Strategies
We consult on the best ways to divide assets so that settlements are fair and tailored to your client’s unique needs.

✓ Compliant Settlement Language
Our consulting on plan-compliant language guarantees your agreements are solid and leave no room for errors.


With TOVA, you’ll never have to worry about misapplying the wrong division strategies, drafting unworkable settlements, or looking unprepared in front of your clients. Instead, we help you deliver results that inspire confidence.

Law firms trust us to manage retirement asset division entirely. We handle the details, so you can focus on serving your clients at the highest level.

Our Services

QDRO Preparation & Consulting Services

We prepare QDRO or QDRO-like instruments for all types of plans, both domestic and international. We consult on all QDRO-related matters.

Drafting of Settlement Language

We help you draft clear and correct retirement settlement language that will be effectuated by retirement plans.

Marital/Non-marital Tracing Analysis of Defined Contribution Plans

We trace and separate your client’s pre-marital balance together with investment earnings and any post-date cutoff contributions.

Present Value of Pension Plans

We provide present-value calculations of pension plans often used by attorneys to offset against other assets.

Cross-Border Divorce Services

We provide consulting, QDRO and retirement valuation services in cross-border divorces.

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What Others Are Saying

“Denisa is a true pro. I trust her judgment and even when we’re dealing with a high asset case, she communicates efficiently and ethically. She makes a tough time easier for so many families.”
client
“I read the QDRO, it’s extremely detailed, it’s very thorough.”
Judge in Stamford, CT District Superior Court
“It has been a pleasure to work with Denisa on several QDROs, some of which were fairly complicated. She is attentive, diligent and prompt in drafting and revising the QDROs. With updates along the way, I know that the matter is being handled professionally and efficiently. When presented with more complex issues, she has offered pragmatic, problem-solving solutions. It’s great working directly with Denisa who is handling each QDRO with the personal attention of a financial professional”.
client
“Dear Ms. Tova: As a former district court and trial court judge for over 21 years, I want to extend my personal thanks to you for assisting citizens with dividing their finances rationally during their divorce. As a former state district court judge, I handled thousands of divorces and would have loved to have the types of services that you offer in divorce cases that I presided over.”
United States Magistrate Judge
“Denisa was engaged to prepare a Domestic Relations Order (DRO) for a non-qualified pension plan. She was insightful, exceptionally responsive, and collaborated effectively with me and my attorney. When submitted for approval, the Court commented that the DRO was extremely detailed, very thorough, and it appears to cover all the contingencies”.
client
“Fabulous, informative program tailored to my department’s specific needs! Thank you Denisa Tova-Liebman!”
Masterclass attendee
“The program was wonderful. Thank you for your time and thoughtful presentation.”
Masterclass attendee
“Dear Denisa, as usual, you have a fabulous presentation! You stated your points very simply and clearly. I learned several new things due to the interaction, Q&A session, and ideas that you and others mentioned.”
Masterclass attendee

Ready to Get Started?

If you are interested in our services, please click below and follow the steps.

Service Request

(516) 200-1074

We provide services in
the US and worldwide

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Office Location

Mail for TOVA is received ONLY at our Plainview, NY location

Our East Coast Office:
329 S. Oyster Bay Road, #569 ·
Plainview, NY 11803

Our Mountain West Office:
501 S. Cherry Creek Dr., Suite 1100
Denver, CO 80246

Links

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