A full-service QDRO and Retirement Valuation Firm serving clients worldwide.

TOVA Purpose

We support divorce attorneys through QDRO and retirement valuation services and education so they can guide their clients to fairness and equity and avoid malpractice. We provide superior customer service and set the industry standard for proper retirement asset division.

Concierge Service - but without the high price

Real Support - not just a
1-800 number

Rapid Delivery - without sacrificing the quality

Our Services

QDRO Preparation & Consulting Services

We prepare QDRO or QDRO-like instruments for all types of plans, both domestic and international. We consult on all QDRO-related matters.

Drafting of Settlement Language

We help you draft clear and correct retirement settlement language that will be effectuated by retirement plans.

Marital/Non-marital Tracing Analysis of Defined Contribution Plans

We trace and separate your client’s pre-marital balance together with investment earnings and any post-date cutoff contributions.

Present Value of Pension Plans

We provide present-value calculations of pension plans often used by attorneys to offset against other assets.

Cross-Border Divorce Services

We provide consulting, QDRO and retirement valuation services in cross-border divorces.

Get Started

We Partner Only With Attorneys Who:

  • Are dedicated to helping their clients divide their retirement assets correctly
  • Hold themselves to a standard of excellence through enlisting expert retirement services

What Others Are Saying

“Denisa is a true pro. I trust her judgment and even when we’re dealing with a high asset case, she communicates efficiently and ethically. She makes a tough time easier for so many families.”
Attorney
“I read the QDRO, it’s extremely detailed, it’s very thorough.”
Judge in Stamford, CT District Superior Court
“It has been a pleasure to work with Denisa on several QDROs, some of which were fairly complicated. She is attentive, diligent and prompt in drafting and revising the QDROs. With updates along the way, I know that the matter is being handled professionally and efficiently. When presented with more complex issues, she has offered pragmatic, problem-solving solutions. It’s great working directly with Denisa who is handling each QDRO with the personal attention of a financial professional”.
Attorney
“Dear Ms. Tova: As a former district court and trial court judge for over 21 years, I want to extend my personal thanks to you for assisting citizens with dividing their finances rationally during their divorce. As a former state district court judge, I handled thousands of divorces and would have loved to have the types of services that you offer in divorce cases that I presided over.”
United States Magistrate Judge
“Denisa was engaged to prepare a Domestic Relations Order (DRO) for a non-qualified pension plan. She was insightful, exceptionally responsive, and collaborated effectively with me and my attorney. When submitted for approval, the Court commented that the DRO was extremely detailed, very thorough, and it appears to cover all the contingencies”.
Attorney
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Ready to Get Started?

If you are interested in our services, please click below and follow the steps.

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