Speaking and CLE
Denisa Tova-Liebman presents to bar associations, the judiciary, and law firms nationwide on retirement asset division in divorce: QDRO drafting, forensic tracing, pension valuation, and settlement language.
Denisa Tova-Liebman has spent more than twenty years on the valuation and division of retirement assets in divorce, and presents that work to the bench and the bar. Her sessions are case-driven, built for attorneys in practice, and delivered to the depth continuing legal education requires.
Upcoming programs
Breaking the 7-Year Wall: Records Discovery for Retirement Assets. Friday, October 30, 2026, 1 to 2 p.m. Eastern. A free, live TOVA webinar for divorce attorneys, via Zoom. It will not be recorded, and no CLE is offered. Attorneys register by emailing Kat Toerner at ktoerner@tovaretirement.com.
Brooklyn Bar Association, Family Law Section: Breaking the 7-Year Wall. Friday, February 5, 2027, 1 to 2 p.m. Eastern, with Grace M. Borrino. Brooklyn Bar members register through the Bar. Other attorneys can email Kat Toerner at ktoerner@tovaretirement.com.
State Bar of Texas: Retirement asset discovery. Program planned. Public broadcast date and credit details will be added when confirmed.
Selected speaking engagements
TOVA webinar: Pension Part II: Survivorship and Settlement Language. October 2, 2026. Attendees rated the program 4.7 out of 5 overall and the materials 4.9 out of 5.
District of Columbia Bar: Retirement Asset Discovery: Breaking the 7-Year Wall. September 23, 2026. Attendees rated the program 4.8 out of 5 overall and the materials 5.0 out of 5.
Judicial Summer Seminar: Judicial Guide to Retirement Asset Division (with Judge (Ret.) Laura Drager). Bench-focused guide to QDRO review, retirement valuation in equitable distribution, and common errors in settlement provisions.
New York Women's Bar Association: QDROs and Retirement Asset Division (with Judge (Ret.) Laura Drager). Majauskas application, QDRO drafting, defined contribution versus defined benefit handling, and settlement language traps.
Marin County Bar Association: Avoiding Critical Errors in Defined Contribution Plan Settlements. 401(k), 403(b), and IRA division: gains and losses language, separate property tracing, rollover history, and the marital versus non-marital portion attorneys most often miss.
Queens County Bar Association: Misusing Equalization and Majauskas, Social Security Law Update. Why equalization without forensic tracing creates exposure, why Majauskas does not apply to defined contribution plans, and the Social Security Fairness Act for public-sector spouses.
Florida Bar Association: Mastering Retirement Settlements. FRS Pension Plan versus FRS Investment Plan election, DROP accounts, military and federal retirement, and language that survives plan-administrator review.
Nassau and Suffolk County Bar Associations: Mastering Retirement Settlements. Pension valuation, QDRO drafting for private and public plans, valuation date versus segregation date, and the records work that precedes a meaningful settlement number.
CLE credit
TOVA sessions do not carry continuing legal education (CLE) credit. Credit may be arranged through your local bar association's sponsorship, subject to its approval. Email Kat Toerner at ktoerner@tovaretirement.com to discuss this.
Trainings and writing
TOVA's two core attorney masterclasses are Breaking the Seven-Year Wall and the Settlement Language Lab, both on the attorney training page. Denisa's published articles in the ACFLS Journal and the NYSBA Family Law Review are on the resources page.
Arrange a program
Training is available for law firms with five or more attorneys. To arrange a session for your firm, a bar association program or a guest presentation, email Kat Toerner at ktoerner@tovaretirement.com.
Email Kat about trainingBy Denisa Tova-Liebman, MBA, CFP, CDFA, CQS