$700 Flat. Per Standard QDRO.
The same flat fee for a standard QDRO and a pension present value estimate. No hourly billing. No money held on account. The same price for every attorney and every party. Everything else is quoted by project.
Standard QDRO preparation and pension present value
One price, start to finish. Includes settlement-language review, plan-specific drafting, plan pre-approval where offered, and revisions for the plan's comments.
- 401(k), profit-sharing, ESOP, Keogh, private 403(b), private DB pension
- IRA transfer incident orders, TSP RBCOs, governmental 457(b) and non-ERISA 403(b) orders
- Pension present value estimate
Specialty orders and analysis
Work that depends on the plan, the records, and the date ranges. We review the statements, confirm scope, and send a written quote before any work begins.
- Forensic tracing and retirement valuation
- Records discovery
- Cross-border retirement division
- Federal (FERS, CSRS), military, state and local pension orders
- Rejected-QDRO amendments
Every Fee, in Writing
The pricing on this page is the same pricing every attorney sees, every divorcing party sees, and every referral sees. We don't chase volume. We earn trust.
$700 flat fee
| Plan type | Order or deliverable | Fee |
|---|---|---|
| Private DB pension | Pension Present Value Estimate | $700 |
| 401(k), profit-sharing, ESOP, Keogh | QDRO | $700 |
| Private 403(b) | QDRO | $700 |
| Private defined benefit pension | QDRO | $700 |
| IRA (Traditional, Roth, Rollover, SEP, SIMPLE) | Transfer Incident Order (IRC 408(d)(6)) | $700 |
| Thrift Savings Plan (TSP) | RBCO | $700 |
| Governmental 457(b) | DRO | $700 |
| Non-ERISA 403(b) | DRO | $700 |
Present value estimates are advisory; TOVA does not testify on present value.
Quoted by project
| Service or plan type | Order or deliverable | Fee |
|---|---|---|
| Forensic tracing and valuation of defined contribution plans | Marital and non-marital separation, gains and losses, written report | Quote |
| Pre-forensic retirement records discovery | Subpoena map, FOIA roadmap, record-keeper chain, working memo | Quote |
| Cross-border retirement division consulting | US plan division mechanics for foreign divorce proceedings, and preparation of the US order | Quote |
| State and local government pension | DRO (state-specific) | Quote |
| Non-governmental 457(b) | Plan-specific order | Quote |
| Non-qualified deferred compensation (NQDC) | Plan-specific order or settlement offset | Quote |
| Federal civilian retirement (FERS, CSRS) | COAP (OPM) | Quote |
| Uniformed service retired pay (already-retired service members) | USFSPA-compliant order (DFAS) | Quote |
| Rejected QDRO from another firm | Amendment | Quote |
Quote-only work depends on the specific plan, the records available, and the scope. TOVA reviews the plan statements and confirms scope before quoting, always in writing.
Three Steps to Start
Scope and fee. Send the plan type and the most recent statement. We confirm the scope and the fee in writing.
Engagement and payment. Once we agree, you receive the engagement terms and a payment link in one email. Acknowledgement is by receipt of that email.
Secure upload. After payment, we send a secure shared folder for documents. Please do not send statements as email attachments; the secure folder is the only path that protects the client's records.
We do not bill hourly and we do not hold money on account. Standard work is at the flat fee above; specialty work is quoted in advance as a project fee.
What TOVA Does Not Do
For related detail, see the services page, the QDRO Services FAQ, and the how TOVA works overview.
TOVA QDRO and Retirement Valuators is not a law firm and does not provide legal, tax, or investment advice. Nothing on this page is legal advice. All legal strategy and filing decisions remain with the attorney of record.
Ready to start?
Send the plan type and the most recent statement. Sharon confirms scope and fee in writing before any work begins.
Start a CaseOr email sedelman@tovaretirement.com · Call (516) 200-1074