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TOVA RETIREMENT dIVISION ACADEMY

Expert-Led Masterclasses for Divorce Attorneys

Retirement assets are among the most significant—and most complex—assets in divorce cases. Traditional strategies like equalization or generic settlement language often overlook the unique rules and nuances of retirement plans, leaving clients vulnerable and settlements incomplete.

Our Masterclasses offer practical, no-fluff education designed specifically for divorce attorneys. We focus on real-world challenges, review actual cases, and provide clear, actionable solutions—without legal jargon or unnecessary complexity.

These sessions are trusted by attorneys, retired judges, mediators, and legal professionals for their straightforward approach and practical value.

Tracing Retirement Accounts Without Statements

Missing statements are the #1 reason clients lose separate property in retirement cases, and it’s almost always preventable.

Schedule a free 75-minute virtual session on how to trace 401(k)s, IRAs, 403(b)s, TSPs and other DC plans even when PDFs are gone for your firm.

You’ll learn how plans actually store historical data, what to request from administrators, which records matter, and how to steer clients so they help the process instead of slowing it down.

All attendees receive the TOVA Retirement Tracing Guide, including administrator demand language, alternative evidence sources, and our Tracing Readiness Intake.

→ Book your firm’s session

Reach Out To Register!

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Settlement Language Instruction Playbook (SLIP) Lab

How Much Retirement Value Are You Giving Away Without Realizing It?

Most lawyers still use phrases like “marital share” or “equalize” and assume the math will work itself out.

It doesn’t.
That’s why retirement orders get rejected, renegotiated, or blow up months later.

We built a 70-page tactical playbook that fixes it.
It shows you exactly how to:

  • Avoid post-judgment QDRO disasters
  • Use plan-specific rules to protect your client’s money
  • Write enforceable settlement terms in plain English

But here’s the catch:
You can’t download it. You have to earn it.

Schedule a 60-minute Settlement Language Lab for your firm
If your firm qualifies, we’ll train your team on the 7-step method—then give you the full SLIP.

✅ No sales pitch
✅ No templates
✅ Just the real framework top-tier firms now use

→ Book your firm’s session

Reach out to Register!

2026
  • Paralegal Boot Camp: Retirement Discovery Beyond the 7-Year Wall
  • Breaking the Seven-Year Wall
  • Subpoena Language for Old Retirement Records
  • Tracing Retirement Accounts Without Statements
2025
  • Tracing Retirement Accounts Without Statements
  • Beyond the Balance – The IRA Playbook for Divorce Lawyers
  • The Marin County Bar Association Family Law Section: Avoiding Top Errors in Retirement Settlements–Tracking Market Gains and Equalization
  • Gains & Losses: What Not to Say in a Settlement Agreement And What Actually Works to Avoid Blow-Up Later
  • Expanded Masterclass on Gains & Losses (Replay + Settlement Language Deep Dive)
  • Gains & Losses in Retirement Settlements
  • How 2025 Social Security Rules Impact Your Settlements
  • 2024 Recap: Top Retirement Division Errors + Cheat Sheet for Nuanced Plans
  • Social Security + TIAA & IRA Rules Explained
2024
  • ‘Beyond QDROs: Retirement Division in Family Law’ for Nassau County Bar Association
  • ‘Beyond QDROs: Retirement Division in Family Law’ for the Florida Bar Association
  • Tim Tippins’ CLE Equitable Distribution Seminar
  • Weekly Master Class on “Mastering the Retirement Settlements” presented to Law Firms
2023
  • Denisa’s Exclusive Live Q&A + 2023 Recap 
  • Virtual QDRO Year-End Wrap-Up Webinar
  • Navigating RSU’s – Key Insights For Divorce Attorneys
  • Prenups: Critical Issues with Business & Retirement Assets
  • Navigating Survivorship in Retirement Plans
  • Settlement Language Best Practices for Defined Benefit Pension Plans
  • Launched Beyond the Bar Podcast series interviewing Judges and Attorneys
  • New York Association of Collaborative Professionals CLE Program on Navigating the Complexities of Equalizing the Retirement Assets
  • New York Women’s Bar Association CLE Program on Retirement Settlement Language
2022
  • The Retirement & QDRO Basics for The Rising Stars of the Nassau County Matrimonial Bar Association
  • The Best Practices for Retirement Settlement Language, Part 1: Defined Contribution Plans
  • Avoiding Retirement Settlement Mistakes webinar for the DC 37 Municipal Employees Legal Services
  • Avoiding Retirement Settlement and QDRO Mistakes webinar for the Erie Bar Association, Buffalo NY
  • Division of US Pensions in UK Divorce webinar: presented to The 36 Group, London, UK
  • Avoiding Retirement Settlement and QDRO Mistakes webinar for the Mediators in Santa Barbara, CA
  • New York State Bar Association (Part Two) – CLE Program
    How to Write Effective Retirement Settlement Language Webinar for Divorce Attorneys
  • Retirement Basics Bootcamp webinar
  • How to Fairly Value and Divide US Pensions in Cross-Border Divorces webinar
  • US Pensions in International Divorces webinar
2021
  • Division of US Pensions in UK Divorce webinar: presented to Watson Thomas Solicitors
  • Mark Crawford Esq.
  • Judicial Institute with Judge Cheryl Joseph webinar
  • The New York Fire Pension webinar
  • Kasowitz Bension Torres Law Firm
  • Kenneth Weinstein Law Firm
  • New York Association of Collaborative Professionals (NYACP) (Part Two)
  • Rudyuk Law Firm, PC
  • New York State Bar Association (Part One) – CLE Program
  • Dividing of US Retirement Assets for UK Family Law Attorneys and UK Actuaries (Part Two)
  • Stutman Stutman & Lichtenstein, LLP
  • QDRO & Retirement Asset Distribution (Part Two) Presentation to the Suffolk Judges and Principal Law Clerks
  • Queens County Matrimonial Bar
  • QDRO & Retirement Asset Distribution (Part One) Presentation to the Suffolk Judges and Principal Law Clerks
  • QDRO Presentation to the Women’s Nassau Bar Association
  • Dealing with US Pensions in UK Divorces: presented to the UK Law Firm – Farrer & Co.
  • New Police Pension Rules & Top Settlement Mistakes webinar for divorce attorneys
2000
  • Dividing of US Retirement Assets Webinar for UK Family Law Attorneys and UK Actuaries
  • Several “Advanced Level Webinars on “QDROs and Drafting of Settlements Correctly”, presented to: The Suffolk Bar Association, The New York Women’s Bar Association, The New York
  • Collaborative Association, Long Island Divorce Mediation Peer Group, The Queens Bar Association, and the Connecticut American Academy of Matrimonial Lawyers (AAML).
  • Launched a monthly webinar series on QDROs, Valuation of Retirement Assets and Settlement Language Drafting
2019
  • Several lectures on QDRO Tips on Avoiding Malpractice; Drafting the Correct Settlement Language presented to: The Nassau Bar Association, The Suffolk Academy of Law, the New York Women’s Bar Association.
2018
  • Retirement Planning, Investment Planning and Rate of Returns for Nassau County Women’s Bar Association
2017
  • Women Council of Realtors “How to Blend and Manage Financial Lives, Assets and Interests”
  • Webinar “Divorce on Wall Street”
  • Webinar “Divorcing Late in Life”
2016
  • Jackson National – “Standing Financially Strong”
2013
  • Jackson National – “Golden Rules of Money”. Preparing for Retirement; Rate of Returns Projections and Investment Planning.
  • ING Women’s Advisory Network Forum – Divorce Financial and Tax Issues”
  • Mceed Century Link’s Annual National Top Executives Business Event
2012
  • Colorado Springs Estate Planning Council – “Tax Planning Tools in Divorce”
2011
  • Colorado Family Law Section – “Review of the Basics & The Exotics”
  • Kiwanis Club – “Understanding Your Retirement Number”
2008
  • Colorado Springs Family Law Section – “Taxes and Divorce”; the power of the 72(t)(2)(c) section”
2006
  • Colorado Springs Family Law Conference – “The Role of a Financial Divorce Practitioner and Financial Planning Opportunities in the Division of Retirement Plans”

Testimonials

"I wish I had this knowledge for the past 5 years! I've been doing this wrong."
Masterclass attendee
"The companies will 'lie' or take advantage of your ignorance to keep you from getting what you need. The specific requests which needed to be made... that information is priceless."
Masterclass attendee
“As usual, you have a fabulous presentation! You stated your points very simply and clearly. I learned several new things due to the interaction, Q&A session, and ideas that you and others mentioned.”
Masterclass attendee
"This was my first webinar with Tova! It was amazing. Looking forward to more."
Masterclass attendee
"Denisa's session is very thorough and comprehensive. Hands-on information that can be used in our practice on a daily basis."
Naghmeh BasharCEO
"Can't miss -- should be required for all matrimonial attorneys."
P.V.CEO
"Super informative and will make me a better attorney."
Allie MooreCEO
"Extremely helpful and will enhance your understanding of DROs/QDROs."
M.W.CEO
"What a valuable session - Thank you so much for explaining everything in practical terms and providing the specific language!"
Mariana OlenkoCEO
"Denisa's session was extremely helpful. This is the first time I have ever seen this type information presented and the details were great."
John SmargiassiCEO
"Without hearing this session you don’t know what you don’t know."
Natalia GourariCEO
"Informative and accessible approach to gathering retirement information as counsel and for participants."
Suphi PhilipCEO
"Subpoena language alone was worth the time... I became a better lawyer after this webinar. Thank you, Denisa."
R.S.CEO
Acquiring pertinent information is a critical part of the litigation process, and this seminar shed light on many tools that can be used."
John DoeCEO

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