TOVA RETIREMENT dIVISION ACADEMY

Settlement Language Instruction Playbook (SLIP) Lab

How Much Retirement Value Are You Giving Away Without Realizing It?

Most lawyers still use phrases like “marital share” or “equalize” and assume the math will work itself out.

It doesn’t.
That’s why retirement orders get rejected, renegotiated, or blow up months later.

We built a 70-page tactical playbook that fixes it.
It shows you exactly how to:

• Avoid post-judgment QDRO disasters
• Use plan-specific rules to protect your client’s money
• Write enforceable settlement terms in plain English

But here’s the catch:
You can’t download it. You have to earn it.

Join our 60-minute Settlement Language Lab.
If your firm qualifies, we’ll train your team on the 7-step method—then give you the full SLIP.

✅ No sales pitch
✅ No templates
✅ Just the real framework top-tier firms now use

→ Book your firm’s session

Register Now!

2025

• Beyond the Balance – The IRA Playbook for Divorce Lawyers
• The Marin County Bar Association Family Law Section: Avoiding Top Errors in Retirement Settlements–Tracking Market Gains and Equalization
• Gains & Losses: What Not to Say in a Settlement Agreement And What Actually Works to Avoid Blow-Up Later
• Expanded Masterclass on Gains & Losses (Replay + Settlement Language Deep Dive)
• Gains & Losses in Retirement Settlements
• How 2025 Social Security Rules Impact Your Settlements
• 2024 Recap: Top Retirement Division Errors + Cheat Sheet for Nuanced Plans
• Social Security + TIAA & IRA Rules Explained

2024

• ‘Beyond QDROs: Retirement Division in Family Law’ for Nassau County Bar Association
• ‘Beyond QDROs: Retirement Division in Family Law’ for the Florida Bar Association
• Tim Tippins’ CLE Equitable Distribution Seminar
• Weekly Master Class on “Mastering the Retirement Settlements” presented to Law Firms

2023

• Denisa’s Exclusive Live Q&A + 2023 Recap 
• Virtual QDRO Year-End Wrap-Up Webinar
• Navigating RSU’s – Key Insights For Divorce Attorneys
• Prenups: Critical Issues with Business & Retirement Assets
• Navigating Survivorship in Retirement Plans
• Settlement Language Best Practices for Defined Benefit Pension Plans
• Launched Beyond the Bar Podcast series interviewing Judges and Attorneys
• New York Association of Collaborative Professionals CLE Program on Navigating the Complexities of Equalizing the Retirement Assets
• New York Women’s Bar Association CLE Program on Retirement Settlement Language

2022

• The Retirement & QDRO Basics for The Rising Stars of the Nassau County Matrimonial Bar Association
• The Best Practices for Retirement Settlement Language, Part 1: Defined Contribution Plans
• Avoiding Retirement Settlement Mistakes webinar for the DC 37 Municipal Employees Legal Services
• Avoiding Retirement Settlement and QDRO Mistakes webinar for the Erie Bar Association, Buffalo NY
• Division of US Pensions in UK Divorce webinar: presented to The 36 Group, London, UK
• Avoiding Retirement Settlement and QDRO Mistakes webinar for the Mediators in Santa Barbara, CA
• New York State Bar Association (Part Two) – CLE Program
  How to Write Effective Retirement Settlement Language Webinar for Divorce Attorneys
• Retirement Basics Bootcamp webinar
• How to Fairly Value and Divide US Pensions in Cross-Border Divorces webinar
• US Pensions in International Divorces webinar

2021

• Division of US Pensions in UK Divorce webinar: presented to Watson Thomas Solicitors
• Mark Crawford Esq.
• Judicial Institute with Judge Cheryl Joseph webinar
• The New York Fire Pension webinar
• Kasowitz Bension Torres Law Firm
• Kenneth Weinstein Law Firm
• New York Association of Collaborative Professionals (NYACP) (Part Two)
• Rudyuk Law Firm, PC
• New York State Bar Association (Part One) – CLE Program
• Dividing of US Retirement Assets for UK Family Law Attorneys and UK Actuaries (Part Two)
• Stutman Stutman & Lichtenstein, LLP
• QDRO & Retirement Asset Distribution (Part Two) Presentation to the Suffolk Judges and Principal Law Clerks
• Queens County Matrimonial Bar
• QDRO & Retirement Asset Distribution (Part One) Presentation to the Suffolk Judges and Principal Law Clerks
• QDRO Presentation to the Women’s Nassau Bar Association
• Dealing with US Pensions in UK Divorces: presented to the UK Law Firm – Farrer & Co.
• New Police Pension Rules & Top Settlement Mistakes webinar for divorce attorneys

2000

• Dividing of US Retirement Assets Webinar for UK Family Law Attorneys and UK Actuaries
• Several “Advanced Level Webinars on “QDROs and Drafting of Settlements Correctly”, presented to: The Suffolk Bar Association, The New York Women’s Bar Association, The New York
• Collaborative Association, Long Island Divorce Mediation Peer Group, The Queens Bar Association, and the Connecticut American Academy of Matrimonial Lawyers (AAML).
• Launched a monthly webinar series on QDROs, Valuation of Retirement Assets and Settlement Language Drafting

2019

• Several lectures on QDRO Tips on Avoiding Malpractice; Drafting the Correct Settlement Language presented to: The Nassau Bar Association, The Suffolk Academy of Law, the New York Women’s Bar Association.

2018

• Retirement Planning, Investment Planning and Rate of Returns for Nassau County Women’s Bar Association

2017

• Women Council of Realtors “How to Blend and Manage Financial Lives, Assets and Interests”
• Webinar “Divorce on Wall Street”
• Webinar “Divorcing Late in Life”

2016

• Jackson National – “Standing Financially Strong”

2013

• Jackson National – “Golden Rules of Money”. Preparing for Retirement; Rate of Returns Projections and Investment Planning.
• ING Women’s Advisory Network Forum – Divorce Financial and Tax Issues”
• Mceed Century Link’s Annual National Top Executives Business Event

2012

• Colorado Springs Estate Planning Council – “Tax Planning Tools in Divorce”

2011

• Colorado Family Law Section – “Review of the Basics & The Exotics”
• Kiwanis Club – “Understanding Your Retirement Number”

2008

• Colorado Springs Family Law Section – “Taxes and Divorce”; the power of the 72(t)(2)(c) section”

2006

• Colorado Springs Family Law Conference – “The Role of a Financial Divorce Practitioner and Financial Planning Opportunities in the Division of Retirement Plans”