What if the biggest mistake in dividing a 401(k) is also the easiest to prevent?
The Problem: Undefined Marital Share
When dividing a 401(k), IRA, or 403(b), failing to specify the former spouse’s portion in dollars or percentages is a critical error. Unlike pensions, defined contribution plans won’t calculate the marital share for you.
The result?
- Rejected QDROs
- Frustrated clients
- Settlements that fall apart
This is one of the top mistakes I highlight in our Masterclasses—and it happens more often than you think.
The Second Mistake: Assuming You Need Complete Historical Statements
Many attorneys believe they can’t calculate the marital share without full historical records. That’s simply not true.
Our Forensic Retirement Valuation team has successfully:
- Identified reliable documentation when full statements aren’t available
- Traced marital and non-marital funds
- Applied reasonable rates of return
- Calculated gains and losses for precise division
I’ve personally testified to these methods in court. The results speak for themselves: accurate data, smooth negotiations, and confident client representation.
What’s New: Expanded Forensic Retirement Valuation Services
To meet growing demand, we’ve expanded this division with:
- A dedicated team
- Enhanced technology
- Proven methodologies to eliminate rejected QDROs and settlement disputes
Your Next Step
Don’t wait until the agreement falls apart. Bring us in before the settlement is signed.
Need help ensuring a smooth retirement division? Let’s talk.