Meet our core team
Denisa Tova-Liebman, CFP, CDFA, CQS, MBA
Denisa Tova-Liebman is a leading authority in retirement asset division and the founder of TOVA QDRO & Retirement Valuators (TOVA), a firm renowned for its expertise in forensic retirement valuation and settlement consulting. With more than 20 years of experience and thousands of valuations completed, Denisa and the TOVA team are trusted partners to law firms and courts, delivering unmatched clarity and precision in cases.
- CFP®, CDFA®, and CQS® certified professional
- Two decades of retirement valuation experience
- Court-appointed expert witness
- Masterclass educator for law firms, bar associations, and judiciary audiences
- Adjunct Professor at Colorado Tech
- Lecturer at Touro College
- Frequent financial commentator for major TV networks (NBC, ABC) delivering live insights on investments, personal finance, and economics
- Host of the “Beyond the Bar” podcast, featuring legal trailblazers and thought leaders
- Published expert on retirement asset division
Christina Schmidt
Senior QDRO Consultant
Christina has been navigating the complex world of QDROs with precision and expertise for over two decades. She began her journey into QDROs on the plan administration side working with corporate counsels to establish QDRO plan and administration requirements, while reviewing QDROs and maintaining client relationships with a large number of Fortune 500 companies. As a retirement plan divorce consultant, she understands QDRO drafting and plan administration requirements and is able to convey the same information to our clients in an easy and understandable way.
Omar Mirza
Global Retirement & Pension Valuation Director
Actuarial specialist with focused expertise in pension valuation and tracking of marital/non-marital components of retirement accounts. Over a decade of experience in extensive benefit calculations for defined contribution and defined benefits plans, IRS qualified and non-qualified splits, valuations of Cash Balance Plans, and determining premiums and cash reserves for future liabilities. Actuarial consultant for Fortune 100 companies and top pension funds globally.
Sharon Edelman
Executive Case Manager
Sharon is a paralegal with over 20 years of legal experience specializing in matrimonial matters. She has worked at several large law firms in the New York metropolitan area where she handled all phases of legal matters and litigation including pleadings, discovery, expert witnesses, subpoenas, attorney calendars, and filing of court documents. Prior to Tova QDRO, Sharon spent five years working as legal assistant to the VP and General Counsel of one of the largest trucking and freight companies in the Northeast, where she managed and maintained all of their legal cases.
Katherine Toerner
Business Development & Media Director
Katherine brings extensive expertise and creativity to the roles of Business Development and Media Director. With a strong passion for strategic growth, Katherine has crafted and implemented innovative strategies that drive business expansion and enhance brand presence. She excels in identifying and securing strategic partnerships, managing comprehensive media campaigns, and optimizing business opportunities. Katherine transforms raw podcast recordings into high-quality video content and oversees effective distribution across platforms. Her experience includes creating compelling social media content and videos for different channels, while her business development skills focus on driving growth and engagement. Dedicated to continual learning, Katherine is always exploring new strategies and opportunities to refine her impact in the industry.