Why Retirement Equalization Is a Shortcut to Disaster
Here’s the truth: equalizing different types of retirement plans leads to unfairness, complexity, and, ironically, higher costs. A Common Scenario Let’s stop pretending that a 401(k) and a Roth IRA are interchangeable. Spoiler: they aren’t. One party keeps $100,000 in a 401(k), while the other gets $80,000 in a Roth IRA and $20,000 from the […]