I just did the math. $11.2 million.
That is how much non-marital retirement money we have traced this year alone.
And most of those clients were told it was not “worth it.”
Here is the truth. If you do not calculate it, your client loses it. It really is that simple.
This is not a luxury add-on. It is protection.
If your client has a defined contribution plan such as a 401(k), IRA, 403(b), TSP, or 457 plan, and the account existed before marriage or had post-cutoff contributions, that non-marital money must be traced.
It is the only way to separate it.
And retirement plans will not do this calculation for you. Ever.
We do one thing: Retirement.
We run the math. We give you a clean marital number. We write it in plan compliant language. If you want, we prepare the QDRO or guide the IRA transfer.
Everything happens in one place.
You control the cost.
We offer two pricing paths. The difference comes down to how prepared you are.
- Complete the tracing readiness intake.
- We review, flag gaps, and tell you what is missing.
- You organize and label the statements, then upload them.
If you skip this preparation step, expect an added cleanup cost of $1,500 to $2,000. Skip it on multiple cases, and the math gets ugly fast.
Here is what we are seeing right now.
Clients are reaching out directly because they want real answers. They are asking for clarity, accuracy, and protection of what already belongs to them.
The attorneys who trace every dollar are the ones their clients trust most.
If you have an account that needs to be traced, reply or send a message that says: “Send me the tracing readiness intake.”
We will tell you what to gather, whether it is enough, what it will cost, and how soon you will have it.
Because in the end, it is not just about numbers. It is about fairness.