TOVA Records Discovery · $1,500 flat
How our Records Discovery service works
Your subpoena for the date-of-marriage statement came back: only seven years. You still have to prove separate property. Watch the 1-minute video with the sound on, or read the short version below.
1-minute overview
The problem
You subpoena a 401(k) for the date-of-marriage statement.
The reply comes back: statements only go back seven years.
So how do you prove separate property?
Records responseIllustration
Statements are available for the last seven years only.
SEVEN YEARS ONLY
Why it stalls
Companies merge, and plan record keepers change.
EARLIER
LATER
TODAY
So the company on today’s statement often is not the one that has the old history.
What we do
Records Discovery finds who kept the records during the missing years, and who has them now.
WHO KEPT THEM THEN?
WHO HAS THEM NOW?
What you get for a $1,500 flat fee
Exact copy-and-paste wording for your subpoena and demand letters.
Who to target
The right company.
Who to call
The right person.
Who to email
The right address.
Your office sends them out.
You send us what comes back, and we write your next move, until every source is exhausted.
A real case: TIAA
A 21-year marriage. TIAA said the records stopped at seven years.
We knew which TIAA report to ask for.
In under three weeks, the records came back.
✓The balance at the date of marriage
✓Contributions back to 1971
We traced the whole account.
Over $600,000
proved as separate property.
With the records in hand, the same firm does the tracing, the report for settlement, and the QDRO.
Records Discovery is a flat $1,500. Tracing is a separate service, and we quote it after we see the scope.
Start the short Records Discovery intake formtovaretirement.com/records-discovery